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Simple Order API
Benefits
EMV 3-D Secure 2.x provides these benefits:
- Transactions that are more secure by providing additional data about the customer.
- Backward compatibility. Additional data is automatically sent to issuers as they upgrade to EMV 3-D Secure 2.x.
- Improved user-friendly shopping experience for customers, including frictionless authentication and shorter transaction times.
- Can result in higher authorization rates.
- Easier to upgrade to EMV 3-D Secure 2.2. Version 2.2 includes support for exemptions for PSD2. These exemptions that might allow frictionless authentication, include acquirer/issuer transactional risk assessment; white listing; low value, one leg out, and merchant-initiated transactions. These exemptions will be defined as they become available.