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Simple Order API
Acquirer Information
To properly configure payer authentication,
Barclays
needs three items of information
that your acquiring
bank uses to manage payments to your account. If you do not know this
information, contact your acquiring bank. - Acquiring Merchant ID (MID): This unique identifier for your business account is assigned by your acquiring bank or payment processor. A MID consists of 8-24 alpha-numeric characters. The MID can be different than the business deposit identifier used in settlements.
- Acquiring Bank Identification Number (BIN): This unique number is assigned to the acquiring bank by a payment card network to identify that bank when settling transactions. Each payment card assigns its own BIN for an acquiring bank, and the BINs have their own unique characteristics. For example, all Visa BINs start with a 4, Mastercard BINs start with a 2 or 5, and Discover BINs start with a 3 or 6.
- Merchant Category Code (MCC): This four-digit numeric value is assigned by the acquirer to the merchant to classify the merchandise or services provided by the business. The MCC indicates the kind of business transaction that the merchant processes.